What Happened to Mint? And What Should You Use Instead?
Photo by Intuit shut Mint down. It announced the closure on October 31, 2023, and Mint stopped working on March 23, 2024 (PCWorld, Doctor of Credit). Intuit moved Mint users to Credit Karma, which did not carry over Mint's monthly budgets or custom categories. If you budgeted with Mint, you need a new app. Fiscify is one option: it categorizes spending with AI and does not need a bank login.
Why Did Mint Shut Down?
Intuit, which also owns Credit Karma, said it was bringing Mint's features into Credit Karma instead of running both apps (PCWorld). The timeline:
October 31, 2023: Intuit announced that Mint would close and that users could move to Credit Karma.
January 1, 2024: the original closing date, later pushed back.
March 23, 2024: Mint stopped working (Doctor of Credit). Users could download their transaction history before then.
Credit Karma shows spending and net worth, but when Mint closed it did not offer Mint's monthly budgets or custom categories. That gap is why many former Mint users went looking for a budgeting app.
Top Features to Look for in a Mint Alternative
When searching for a replacement for Mint, consider these essential features:
AI-Powered Expense Categorization: Look for apps that automatically categorize your expenses, saving you time and effort.
Receipt Management: Features that allow you to enter receipts via voice or photo can streamline your expense tracking significantly.
Budget Visibility: Ensure the app provides clear insights into your spending habits and budget performance.
Automatic Spending Reports: Regular reports that analyze your spending trends can help you make informed financial decisions.
Why Fiscify Stands Out
Fiscify is a solid alternative to Mint, offering unique features tailored to modern users:
AI-Powered Expense Categorization: Fiscify leverages AI to automatically categorize your expenses in real-time, ensuring that you always know where your money is going without manual input.
Voice and Photo Receipt Entry: Simply take a photo of your receipt or dictate your expenses, and Fiscify will handle the rest, making it easy to keep track of your finances on the go.
Automatic Spending Reports: With Fiscify, you receive detailed reports on your spending habits, allowing you to adjust your budget and identify areas where you can save.
Enhanced Budget Visibility: The app provides a clear overview of your budget, helping you to stay on track with your financial goals.
How to Transition from Mint to Fiscify
Switching from Mint to Fiscify can be a smooth process if you follow these steps:
Download Fiscify: Start by downloading the app from your device’s app store.
Set Up Your Account: Create an account. Fiscify does not connect to your bank: you add spending by typing or saying it, scanning a receipt, or importing a statement.
Import Your History: If you downloaded your Mint transactions before the March 2024 shutdown, import that file as a statement. Otherwise, import recent bank statements to get a head start.
Explore the Features: Take some time to familiarize yourself with Fiscify’s features, such as AI categorization and receipt entry.
Set Your Budget: Use the budget tools to create a financial plan that suits your lifestyle and goals.
Regularly Review Your Reports: Make it a habit to check your spending reports weekly or monthly to stay on top of your financial health.
Cost Comparison: Mint vs. Fiscify
Mint was free and made money from ads and product offers until it shut down in March 2024. Fiscify has two plans:
Free: 100 natural-language entries, 15 receipt scans and 3 statement imports a month, with 2 accounts and 2 budgets.
Plus: $7.99/month or $59.99/year, with unlimited accounts, budgets, entries and receipt scans, and 10 statement imports a month.
You can stay on the free plan indefinitely, or pay $59.99 a year for Plus.
Pros and Cons of Switching to Fiscify
Pros:
User-Friendly Interface: Fiscify is designed with simplicity in mind, making it easy for anyone to navigate.
AI Functionality: The automatic categorization saves time and reduces the chance of errors.
Comprehensive Reports: Regular insights into your spending habits help you make informed financial decisions.
Cons:
Learning Curve: Users transitioning from Mint may need time to adjust to Fiscify’s layout and features.
Subscription Costs: While Fiscify offers a free plan, some features require a subscription, which may deter budget-conscious users.
Final Thoughts
Mint's shutdown left its users looking for a new budgeting app, and Fiscify is one option. With features like AI-powered expense categorization and easy receipt management, Fiscify can help you take control of your finances effectively. Transitioning to a new app may seem daunting, but with a clear plan, you can make the switch smoothly and start optimizing your budgeting journey today.
Take the Next Step
Educational content only. not tax or legal advice. Adjust all examples to your own situation.
Related guides
- Mint alternative in 2025: hub for switching from Mint
- Best Mint Replacement for Android Users
- Best Mint Replacement for iPhone Users
- The Complete Guide to Switching from Mint to Fiscify in 2025
- How to Export Your Mint Data and Import It Into a New App
Try Fiscify
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Educational content only, not tax or legal advice.